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Smart Ways to Find Money in a Pinch – AllTopStartups

If you’re short on money and need extra spending money for your bills, you need an easy way to make some quick cash. However, you can find money in the least expected places with the right efforts. You may have items you can sell for profit, or you might consider borrowing what you need from a family member or My Canada Payday. Let’s quickly look at a few easy ways to find the cash you need in a pinch.

Sell Items Online

If you want to sell your items, you can use online marketplaces, consignment shops, listing on eBay, or have a garage sale of your own. Look around your house and see if any items are in good condition that you no longer need. Once this is done, you can search online to see what you could possibly get for them. You will not likely get as much money for your item at a consignment shop as if you were to sell it yourself. It’s up to you whether or not you want to put in the effort to make it a success.

Photography

You could have dozens of high-quality pictures available to sell if you’re a gifted photographer and fancy yourself a talented one. Users can upload their own photos and sell them as a download to customers through websites such as Shutterstock, which allows users to upload their own photos online. 

When you post your photos online with these types of sites, you get a commission from the sale, and there is no need to download software. Whenever your photo is downloaded, your account is credited so that you will be earning a passive income regularly. These commissions can add up quickly.

Cut Your Budget

Check out your bank account and monthly bills before making any decisions. You might be able to cut some fat to save some money by doing so. It is possible that you have subscriptions that need to be canceled. In addition, you can talk to your cable provider about reducing your cable bill, or you can cancel it entirely.

Keeping your budget on track is easier when you know where your money is going and how to save money on your bills. It’s worth noting that if you need help, there is an app called Trim that will help you find savings that you wouldn’t be able to find otherwise.

Short-Term Loans

If you are experiencing a financial problem, you may need to consider applying for a short-term loan. Whether you make arrangements to borrow from a private lender or through a payday loan, it’s important to understand your loan conditions and make sure to meet your repayment obligations. 

It can be easy to fall into the expensive cycle of repeated payday loans. Once you take out one loan, you may need to get consecutive loans to pay off your existing balance. This type of a borrowing cycle can be extremely expensive and hard to get out of. 

Ride Sharing

The ride sharing industry is booming in every town and city across the country. If you have a bit of time and own a car, you can sign up to be a driver for ride sharing services like Uber or Lyft. Essentially, you become a chauffeur/taxi driver for people that need a ride. The great thing about driving for a ride sharing company is that you can make your own schedule. You can take as many or as little bookings as suits your schedule. 

Using a company phone app, you can receive ride assignments, find your route, connect with your passenger, and log your miles. You get paid directly from the ridesharing company based on the number of rides you have taken, your mileage, and your driver rating. 

Dog Walking / Sitting

If you love animals and need some extra cash, you can become a pet walker/sitter. Talk to your family, friends, and coworkers about their pet needs and volunteer your services. You may be surprised how many people that you know will want to take advantage of your services. 

The great thing about dog walking, is that you can double, triple, or even quadruple your appointments by walking multiple dogs at the same time. You will get to spend time with all of your favorit pups and get paid while doing it. 

House Sitting

Many families feel uneasy about leaving their homes empty when they go on vacation or need to travel for work. A great way to start making money fast, with little to no extra effort is to become a house sitter. Connect with family, friends, and other clients and make arrangements to look after their homes while they are out of town. 

House sitting requires very little experience or qualification. If you have a clean criminal record and are available to provide the security people are looking for, it won’t take you long to get a few profitable gigs. You simply make a schedule with your client, and then stay in their home as a guest when they are away. You may need to look after a pet, or bring in the mail during your stay. 

Donate Plasma

If you don’t mind being pricked by a few needles, you can make some fast cash by donating your blood plasma. Blood and plasma are always needed to help patients in critical condition. There are many facilities that offer a sign up bonus of up to $400 when you initially sign up as a donor. Donating plasma is a quick, simple, and almost painless way to help someone in need and make some money. There are limitations to how much plasma you can donate in a month, so it’s important to follow the recommendations to avoid health consequences. 

There are always ways to find a bit of money when you need it. Most of us have more resources to make some extra cash than we know. If you need extra cash, try some of these strategies to get the money you need in a pinch.

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