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- Banking
What is a loan-to-value ratio and how does it work?
When you’re applying for a mortgage, the numbers matter. So it’s important to understand what everything means, which isn’t always…
Read More » - Personal Finance
Are lower-income Americans paying for wealthy consumers’ credit card rewards? Some economists say they are
Have you ever gotten a free flight because of your Delta SkyMiles card? Or maybe you get the advantage of…
Read More » - Personal Finance
Rent or buy? Here’s how to make that decision in the current real estate market
Choosing whether to rent or buy has never been a simple decision — and this ever-changing housing market isn’t making…
Read More » - Personal Finance
Tipping in the United States has gotten out of control, experts say. Here’s why
When was the last time you purchased something and you weren’t asked for a tip? Not only are requests to…
Read More » - Personal Finance
Why you should buy everything with credit cards — provided you meet 1 condition
Having multiple credit cards and playing the rewards game can save you hundreds of dollars each year — if you’re…
Read More » - Entrepreneurs
How to Rebuild Credit After Bankruptcy | Entrepreneur
Opinions expressed by Entrepreneur contributors are their own. Bankruptcy can provide financial relief, but the downside is that it can…
Read More » - Personal Finance
High home prices, mortgage rates make it tough to be a first-time homebuyer now. Here’s why location matters
A new Bankrate ranking found the Austin, Texas, metro area is the best for first-time home purchasers. Roschetzkyistockphoto | Istock…
Read More » - Personal Finance
As interest rates climb, here’s why proposed caps on debt may not help reduce costs for consumers
Rising credit interest rates have made it even more expensive to carry debts. But a proposal in Congress that would…
Read More » - Banking
With mortgage rates dropping and fee changes in the pipeline, now may be the time to buy that home
The average rate for a 30-year mortgage dropped to 6.15% last week — the lowest in 18 weeks. This dip…
Read More » - Personal Finance
Generation X carries the most credit card debt, study shows. Here’s how to get those balances down
Maskot | Digitalvision | Getty Images When it comes to credit card debt, Generation X may be struggling the most.…
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